Mark & Michel

Coverage for disability, death and legal protection


We look for the right old-age provision and insurance combination for every stage in life – while you simply do whatever gets you on in life.

Legal protection insurance

Thanks to many years of cooperation between the Association and AXA ARAG, you as an HSG Alumni member, together with your family, can profit from a favourably priced legal protection insurance at CHF 175 p.a.
Whether as a road user, as a private individual, at work, in your spare time, in sports, as a tenant or home owner – in a dispute, AXA ARAG will be at your side with its legal protection insurance.

Your advantages in a legal protection insurance thanks to our cooperation:

Private legal protection insurance
With the private legal protection insurance, you are insured as an employee, tenant, home owner, patient and consumer.

The private legal protection insurance helps you in the following areas:
•    tort (including aid for victims)
•    criminal law
•    patient law
•    insurance law
•    labour law as an employee
•    tenancy and lease law as tenant or leaseholder
•    loan law
•    contract law as a private individual and property owner
•    law of persons, family and inheritance law (advice)
•    substantive law
•    neighbourhood law

Traffic legal protection insurance
With the traffic legal protection insurance, you are insured as an owner of vehicles, as a driver or passenger in your own or other people’s vehicles, as a pedestrian or passenger in a public or private means of transport. The traffic legal protection insurance helps you in the following areas:

•    tort (including aid for victims)
•    criminal law
•    insurance law
•    disqualification from driving
•    road tax
•    vehicle contract law
•    substantive law
•    case studiesThe Association for Doctors and other Academic Professions

The Association for Doctors and other Academic Professions was set up as an autonomous, independent, politically and denominationally neutral association. Today, the Association has over 10,000 members.The Association conceives of itself as a non-profit self-help organisation and advocates the promotion of the professional and economic interests of its members. Membership is free of charge.

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General terms and conditions of insurance

Risk insurance – individual, reasonably priced, flexible

The Foundation for Free Old-Age Provision offers HSG Alumni members advantageous conditions for risk insurance solutions in connection with the 3rd Pillar for the purpose of insurance cover in the case of death or incapacity to work.

With the insurance of a survivors’ compensation scheme or an orphan’s allowance, you secure the financial basis of your loved ones or business partners and protect them from long-term payment obligations.

With the insurance of a disability allowance, you protect yourself against the financial consequences of a loss of income owing to an accident or an illness and thus secure the desired substitute income or supplement existing but inadequate insurance cover.

Since no one knows for certain what the future will bring and since personal standards change in the course of time, the insurance solutions of the Foundation for Free Old-Age Provision can be adapted to individual requirements and changing conditions – throughout your life.

You can learn everything you need to know at www.freievorsorge.ch. You can calculate your individual estimates, view the terms and conditions, and submit an application.

Application
Premium calculator


Application
Premium calculator
Brief portrait of the Foundation for Free Old-Age Provision